Answers To Questions Most Often Asked By Someone Receiving Disability Benefits

What is long-term disability insurance?

This coverage provides the insurance holder with protection against a time when that particular employee might get saddled with a permanent injury, or might develop a severe and chronic health condition. Such a development would keep the injured or ill individual from returning to work. The insurance benefits provide the employee with a portion of his or her previous salary. Read More

Ways To Sue For Compensation After Medical Malpractice Case

When you think of medical malpractice, you often times think about the doctors that are the ones that have been negligent. However, there are more than just doctors who are covered on the term medical malpractice. Any professional that works in your care is considered a part of the medical team and when someone doesn’t do their job, then that is medical malpractice. This can include nurses, hospitals, and even pharmacies. Read More

Why Have A Claim Settlement Amount In Mind?

When you are putting your demand letter together, you should use this time to determine the worth of your claim. You can find plenty of advice online to determine how to best come to this conclusion. You basically want to set a minimum settlement figure and make sure that you don’t go any lower. The adjuster will work with you on a settlement that will be good for you in the long run and if they don’t, the other option is to go to court. Read More

Does Long Term Disability Claim Count Gradual Return To Work Plan And Provisions of Rehabilitation?

If you are receiving benefits due to an accident, you may not understand all the words that are in the insurance policies and documents regarding your injury and accident, as well as what is covered and what is not. What is meant by these words can lead you to feel uncertain of coverage or wonder if you have paid into it all these years and won’t receive a dime of it back. Read More

Facts Hidden By Insurance Companies About Long-Term Disability Claims

If you suffer with a disability, you are probably also feeling the pinch of not having enough money at the end of the month. If you have long term disability policies, then you can file a claim to get your benefits so that you can have enough income coming in until you can get back on by your feet and back to work. There are many disability conditions and your insurance policy should give you all the details explaining which one you would most likely qualify for. This is the type of insurance that you have paid all your life for; so you can use it when you can’t get to work due to an injury or illness. Read More